I am an independent Chartered Surveyor based in Darlington. I have spent the whole of my career working in the residential property markets of North Yorkshire, County Durham, Cleveland and Tyne and Wear. I aim to offer a personal but wholly professional service to my clients, grounded in my long experience and clear understanding of the local residential property markets, and the particular idiosyncrasies of the many and varied constructional types of dwelling that make up those markets.
I prize my independence - I have no business connection to any estate agent, insurance company or other body apart from the Royal Institution of Chartered Surveyors.
I prize my independence - I have no business connection to any estate agent, insurance company or other body apart from the Royal Institution of Chartered Surveyors.
Services
RICS provide surveyors with several different standard survey types designed to meet a broad range of client needs in the field of economic, concise and easy to understand survey reports.
The best known of these reports is the (Level 2) RICS HomeBuyer Report (Survey and Valuation).
The 'HomeBuyer' has been the staple mid-range survey product for some considerable time.
It is a proven and well-designed service meeting the needs of the majority of house buying clients for the majority of house types.
The best known of these reports is the (Level 2) RICS HomeBuyer Report (Survey and Valuation).
The 'HomeBuyer' has been the staple mid-range survey product for some considerable time.
It is a proven and well-designed service meeting the needs of the majority of house buying clients for the majority of house types.
A Building Survey is a bespoke survey product designed around the client's particular needs and is carefully matched to the requirements of the subject building.
It is suited to larger, more complex, older, perhaps listed buildings, or those in particular disrepair or having some peculiarity in their constructional type.
I will agree with the client the extent of access (for example, to high roofs) and what additional investigations are required (for example, energy, asbestos, electrical, heating, core samples, wall ties etc.)
It is suited to larger, more complex, older, perhaps listed buildings, or those in particular disrepair or having some peculiarity in their constructional type.
I will agree with the client the extent of access (for example, to high roofs) and what additional investigations are required (for example, energy, asbestos, electrical, heating, core samples, wall ties etc.)
If you own a flat or are considering purchasing one then you will find that you almost certainly own, or will own, a leasehold interest rather than a freehold.
Almost all flats are leasehold.
The length of the remaining lease is of particular importance.
A short lease, in fact anything below 100 years, adversely affects value and the value of the flat reduces year on year as the lease term reduces.
Eventually, when there is no term left it is worth nothing.
Fortunately, (most) tenants have the right to extend their lease under the terms of the Leasehold Reform Housing and Urban Development Act 1993.
Almost all flats are leasehold.
The length of the remaining lease is of particular importance.
A short lease, in fact anything below 100 years, adversely affects value and the value of the flat reduces year on year as the lease term reduces.
Eventually, when there is no term left it is worth nothing.
Fortunately, (most) tenants have the right to extend their lease under the terms of the Leasehold Reform Housing and Urban Development Act 1993.
In recent years very many new houses across the region have been purchased utilising the Government's Help to Buy: Equity Loan scheme.
With a Help to Buy: Equity Loan the Government lends the purchaser up to 20% of the cost of the newly built home, so the purchaser only needs a 5% cash deposit and a 75% mortgage to make up the rest.
The purchaser is not charged interest on the 20% loan over the first five years.
Help to Buy is, in effect, an artificial subsidy that increases the prices of new homes to levels that they would otherwise be unable to achieve - but that is a separate issue!
With a Help to Buy: Equity Loan the Government lends the purchaser up to 20% of the cost of the newly built home, so the purchaser only needs a 5% cash deposit and a 75% mortgage to make up the rest.
The purchaser is not charged interest on the 20% loan over the first five years.
Help to Buy is, in effect, an artificial subsidy that increases the prices of new homes to levels that they would otherwise be unable to achieve - but that is a separate issue!
I am highly experienced in the field of Expert Witness reporting.
This is a specialist field where Expert reports and representation are required in the process or anticipation of legal proceedings.
Such reports are prepared in accordance with Part 35 of the Civil Procedure Rules 1998 and its Practice Direction or Part 25 of the Family Procedure Rules 2010 and its Practice Direction for matrimonial and related cases and Surveyors Acting as Expert Witnesses (RICS Practice Statement and Guidance Note) 4th Edition.
This is a specialist field where Expert reports and representation are required in the process or anticipation of legal proceedings.
Such reports are prepared in accordance with Part 35 of the Civil Procedure Rules 1998 and its Practice Direction or Part 25 of the Family Procedure Rules 2010 and its Practice Direction for matrimonial and related cases and Surveyors Acting as Expert Witnesses (RICS Practice Statement and Guidance Note) 4th Edition.
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